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Friday 15^th January The Supreme Court upheld the judgement on the Financial Conduct Authority’s business interruption test case.

Please refer FCA website link : Supreme Court judgment in FCA’s business interruption insurance test case | FCA

Whilst we welcome the Supreme Court judgement in favour of the FCA and policyholders it does not mean that all Covid 19 BI claims will automatically be settled. In addition the ruling only applied to ambiguous wordings and therefore the majority of insurer wordings will still provide no cover for the pandemic.

The next step is the further review of each claim on its own merits. That review is being conducted by insurers and we are actively engaging with them at a senior level to ensure this is done as quickly as possible.